The Standard Chartered credit card bill payment process offers various options, both online and offline, to help users manage their payments easily. Here’s a step-by-step guide covering the different methods available.
Online Banking
One of the most convenient ways to pay your credit card bill is through Standard Chartered’s online banking portal. This method is straightforward and accessible anytime, from anywhere.
Step 1: Log in to your Standard Chartered online banking account using your username and password.
Step 2: Navigate to the “Cards” section and click on “Payments.”
Step 3: Select “Pay SS credit card bills,” and follow the prompts to settle your outstanding balance.
This method is ideal for those who are registered for internet banking and prefer managing their finances online.
Mobile Banking App
For those who prefer mobile access, the Standard Chartered mobile app offers a seamless experience. The steps are similar to online banking but tailored for mobile devices.
Step 1: Open the SC Mobile app and log in.
Step 2: Select the “Payments” option and then “SC Credit Cards.”
Step 3: Choose the account you want to pay from, the amount, and confirm the transaction.
This method allows users to pay bills even on the go, using their mobile devices.
BillDesk
BillDesk provides a secure and simple interface for paying your credit card bills. Here’s how you can do it:
Step 1: Visit the BillDesk website and enter your 16-digit Standard Chartered credit card number along with the amount you wish to pay.
Step 2: Select the bank account you want to debit and complete the authentication.
Step 3: After confirming the payment, you’ll receive an online transaction confirmation along with a reference number.
This method is useful for those who want to pay from a non-Standard Chartered bank account.
NEFT (National Electronic Funds Transfer)
NEFT is another convenient option that allows you to pay your Standard Chartered credit card bill from any other bank account.
Step 1: Log in to your bank’s online banking portal and go to the “Fund Transfer” section.
Step 2: Add your credit card as a beneficiary by entering your 16-digit card number, the IFSC code (SCBL0036001), and the bank branch details (MG Road, Mumbai).
Step 3: After saving the beneficiary details, you can use NEFT to transfer funds towards your credit card bill.
This method is especially useful for people who bank with other financial institutions but need to pay their Standard Chartered credit card bills.
Wallet-Based Apps
You can also use popular wallet apps like Paytm, Google Pay, or BHIM to settle your credit card bills.
Step 1: Open the app and look for the “Recharge & Bill Payments” section.
Step 2: Select “Pay Credit Card Bill” and enter your card details.
Step 3: Enter the amount and complete the payment using your wallet balance or linked bank account.
This option is great for those who already use mobile wallets and want a quick and easy way to pay their bills.
Auto Debit Facility
If you prefer not to worry about due dates, you can set up an auto-debit facility by visiting the bank branch. This method automatically deducts the outstanding amount from your bank account on the due date.
Step 1: Visit the nearest Standard Chartered branch and request to set up an auto-debit for your credit card.
Step 2: Choose whether to pay the full amount or just the minimum due each month.
This is a hands-off approach that ensures you never miss a payment.
Offline Methods
For customers who prefer traditional methods, Standard Chartered also allows offline payments via cheque or cash.
Cheque Payments: Write a cheque in favor of your Standard Chartered credit card number and drop it off at any branch.
Cash Payments: You can also visit the bank branch and deposit cash directly against your credit card dues. Note that a processing fee might apply to cash payments.
Phone Banking
If you’re unsure about which method to use, phone banking offers a convenient solution. You can call the Standard Chartered customer service helpline and request them to transfer the outstanding amount from your account to your credit card.
Service Hours: Phone banking is available from 8 am to 8 pm.
Conclusion
Standard Chartered offers multiple payment options to cater to various customer preferences. Whether you prefer online banking, mobile apps, or more traditional methods like cheques and cash, there’s a method that suits everyone. Each option comes with its unique features and convenience, making it easy for customers to manage their credit card payments efficiently.
